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Non-owned car insurance covers maintenance when you damage another person’s car, and for the medical bills of the occupants of this car or for just about any pedestrians who are injured. Additionally, it will pay for your and your passengers healthcare expenses. The particular courts have recognized that the business might be responsible for the acts of it is employees, such as when a worker uses his or her car to operate a task for the business and causes an accident. If you own an organization, a person run the chance of losing it if you’re sued and the court honours damages to the injured event.