Looking For Cattery Insurance
Running a cattery can be a tense event. You have been put in charge of looking after one’s cat, whilst they go on holiday for example. There are numerous things that may go wrong while someone’s pet is in your care and this in where cattery insurance comes in.
A registered cattery or a cat boarding service should always have insurance in case of injury, vet fees, losing the cat or death, having the correct cattery insurance could help to ensure costs are reimbursed and offer financial help to the owners. A lost or stolen cat might incur the cost of advertising and reward posters. Again, having insurance pay cover those costs.
Some insurances cover building and equipment insurance, should the cat damage or destroy anything in their quarters. It is a wise choice to shop around for the best cat insurance which suits your needs, whether you need to include personal injury, loss of key cover, vet fees and general custody pet insurance.
As a cattery owner, you are placed in charge of sometimes hundreds of cats which their owner has entrusted you with. It is you basic right to be insured correctly to cover any costs which are generally beyond your control. You also typically have insurance to give protection against legal problems that may arise as the result of your fault. Generally insurers have free legal helplines to give guidance and advice at the start of legal proceedings.
When considering a policy you may wish to check out the terms and conditions of that policy as there is usually some excusions. Bearing these in mind, it is wise to check every detail in an insurance claim to see what you could not be protected against and what you are covered for. Sometimes very cheap insurance has limited cover and therefore it is be worth buying a more substantial insurance policy.
Remember it is not just the cats which are covered under this type of insurance. Employees, buildings and equipment fall under the same policy. It is therefore good practice to find an insurance company who will deliver a personalised or tailored policy which will suit your business. Every cattery is different and needs different cover. Payment for the insurance can be made by monthly installments or you might get a discount if it is paid up front for the full term.
As ever, it is important to thoroughly explain your needs to the insurance specialist. Not all companies offer cattery insurance and therefore it is good practice to ensure everything is in order and you will be fully covered should the worst happen.