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For UK residents residing in an historical or unique edifice, such as a thatched cottage, it’s easy to obtain a good specialist home insurance. When you plan to get a home insurance quote, here are things you need to think about. Ask about coverage if your house is located in a flood-prone area. Rebuild costs of unique buildings, like thatched ones, are expensive, and must be covered as well. Your home should still be eligible for coverage even when built using the traditional techniques involving old style timber. Remember that in case of substantial damage to your unique building, it’s better to have a good specialist home insurance.